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Trusted by Australia’s leading lenders.
Finance for all assets
New or Used - Dealer or Private Sale - Australia Wide
Whether it’s for personal use, business, lifestyle or work — we offer fast, flexible finance options across a wide range of assets.
Where We Fund
Supporting clients across
every state and every type of asset.
01
Australia Wide
We work with clients across every state and territory — all applications can be completed online or over the phone.
02
Local Service, National Reach
Based on the NSW Central Coast, but supporting customers everywhere with the same personalised, one-on-one service.
03
Flexible to Your Schedule
Face-to-face (if local), Zoom, Skype or a simple phone call — whatever makes the process easiest for you.
About Efficient Finance
About Monique
With over 20 years in the motor industry, 10 years in asset finance- the time has come for Monique to build her dream vision. With a creative background she doesn't want buying your dream car or caravan to feel like a chore, not understanding the finance rules, regulations, parameters therefore feeing that you have been duped
Monique's vision is simple: to deliver & create a seamless enjoyable experience so others can live their dream life knowing they have been looked after. Less fuss no hassle.
It's about transparent, efficient work ethic. Genuinely focused on securing the best lender for each clients situation so everyone can live their dream life sooner
Based in NSW Central Coast to Newcastle is where home is. Monique is contactable either phone, what's app/video call. If your local could even meet for coffee
Get in touch
Start your finance enquiry
Fill in the form below and we’ll get back to you shortly with your options. No obligation and no impact to your credit score for initial enquiries.
Become a Referral Partner
Earn rewards for connecting your clients with fast, efficient finance.
We work closely with a wide range of professionals who trust us to take great care of their clients. If your clients need finance — whether it’s for a vehicle, equipment, leisure asset or personal loan — we offer a seamless, no-fuss service with fast turnaround times and exceptional communication.
Who Our Referral Partners Are:
Real Estate Agents
Accountants & Bookkeepers
Licensed Dealers (all assets)
Business Advisors
Automotive & Marine Retailers
Mortgage Brokers
Want to become a referral partner?
Reach out today and we’ll set everything up for you.
Proud Supporter of the Great Cycle Challenge
Riding to fight kids’ cancer.
For the past seven years, MYIN Pty Ltd has proudly supported the Great Cycle Challenge Australia, with Monique Yukich riding to raise funds and awareness for children battling cancer. This sponsorship reflects our commitment to giving back and supporting causes that make a real difference in the community.