We specialise in Consumer & Business Finance, Personal Loans, Re-financing and Novated leases

Not always. Many lenders offer low-doc or no-doc options, especially for personal and vehicle loans. We’ll let you know exactly what’s needed when we chat.

The amount you can borrow for car finance depends on several factors, including your income, credit profile, existing financial commitments, and the value of the vehicle.

Lenders evaluate your ability to repay by reviewing your overall financial situation and typically set borrowing limits as a percentage of the car’s value.

Our goal is to connect you with an expert finance broker who will take the time to understand what you want to purchase, your goals, personal circumstances, income, and expenses.

With this information, they can prepare a tailored preliminary assessment and present car finance options that align with your budget and financial objectives.

Yes, Absolutely -We must take into account that it works in your favor. ie. To lower your repayments

Yes, we can assist with private sales as well as dealership purchases. We’ll handle the paperwork, verify the seller if required, and work with the lender to make the process smooth and secure

Residual values and balloon payments are lump sums payable at the end of a car, caravan, boat etc finance term. Selecting this option reduces your monthly payment defering a portion of the loan to the end of the term.

Both options can lower your ongoing repayments, but you’ll need to manage a larger final amount, which you can choose to pay out, refinance, or cover by selling or trading your asset.