Updated on June 13, 2025

NCCP Compliance

Specific Authorised Activities

Personal Loans Assisting with personal loan applications, including unsecured and secured personal loans. Car and Asset Finance Facilitating applications for car loans and other asset finance products, including novated leases and chattel mortgages. Consumer Leases Assisting with consumer lease agreements, ensuring compliance with consumer protection regulations.

Specific Authorised Activities

Personal Loans Assisting with personal loan applications, including unsecured and secured personal loans. Car and Asset Finance Facilitating applications for car loans and other asset finance products, including novated leases and chattel mortgages. Consumer Leases Assisting with consumer lease agreements, ensuring compliance with consumer protection regulations.

Responsible Lending Obligations

As an authorised credit representative, I am committed to meeting responsible lending obligations by ensuring that any credit product recommended to a consumer is suitable for their financial situation and objectives. This involves: Making reasonable inquiries into the consumer's financial situation, needs, and objectives. Verifying the consumer's financial situation where necessary. Assessing whether the proposed credit contract or consumer lease is not unsuitable for the consumer. By providing these services, I aim to help consumers make informed decisions about their credit options and ensure that they receive credit products that are appropriate for their needs and circumstances.

© Efficient Finance 2026 . All rights reserved.MYIN PTY LTD no. 548 322 is an authorised representative of Australian credit license No. 389 527